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|| Rules For Protecting Your Credit ||
 || Checking Your Credit Report  || Understanding Your Credit Report ||
|| What If There's An Error || What About Fixing Bad Credit ||
|| Order Your Credit Report ||


Checking Your Credit Report

Credit reports are kept by companies called credit bureaus. If you've been denied credit and can't understand why, or if you're just curious about what your credit history looks like, you should obtain a copy of your credit report.

If you have been denied credit within the last 60 days based on information on that report, you are entitled to a free copy of your report. Otherwise, you may have to pay a nominal fee to obtain your report ($3.00 to $8.00 depending on the State you live in and what company you order your report from)... but it's worth it. Often there are errors in the data.

You can write for your credit report at the following addresses, but you should first call the numbers indicated for more information:

Equifax Information Service Center
1-800-997-2493

P.O. Box 740241, Atlanta, GA 30374-0241

Experian Information Solutions, Inc.
1-800-682-7654

PO Box 740241, Chatsworth, CA 91313

Trans Union Corp.
1-800-888-4213

Consumer Disclosure Center
Box 390, Springfield, PA 19064-0390