|| Fair Debt Collection Practices Act ||
Because your credit is so important, the U.S. Government has established laws to make sure you're treated fairly with regard to your credit.
One of them is the Fair Credit Reporting Act. It deals with who can obtain a copy of your credit report, what can go in it and how to correct the report
The other is the Fair Debt Collection Practices Act. It insures that people attempting to collect a debt do not threaten or harass you in the process.
You can read about your rights
in this section as well as download some FREE pamphlets from the
Federal Trade Commission on the following subjects: